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Prime Lending Rates (Principal Banks) from 2001

Releases

Notes

  • Short-term Prime Lending Rates of Banks are the highest and lowest interest rates, and the most frequent rate, which is the rate adopted by the largest number of the city banks. Since January 23, 1989, these banks have independently set the rate taking into consideration funding costs and other factors.
  • Long-term Prime Lending Rate is the interest rate adopted and released by Mizuho Bank.*
  • The data in this section are revised whenever an original rate is changed. However, please note that the rate is not always changed every month, and hence neither is a revision necessarily made.
* The current rate can be checked via the Bank's website (Japanese site only).

Releases

(Percent per annum)
Effective Dates Short-term Prime Lending Rates of Banks 1 Long-term
Prime Lending Rates 3
Most Frequent Highest Lowest
2001   Feb. 9 1.500 (2000.8.24) 4 1.625 (2000.8.25) 4 1.500 (2000.8.24) 4 2.05
Mar. 9 1.9
Mar. 26 1.375
Mar. 28 1.375
Apr. 10 1.85
May 10 1.75
June 8 1.6
July 10 1.55
Aug. 10 1.65
Oct. 10 1.7
Nov. 9 1.65
Dec. 11 1.85
2002   Jan. 10 2.0
Feb. 8 2.2
Mar. 8 2.3
Apr. 10 2.1
June 11 1.95
Aug. 9 1.9
Sep. 10 1.7
Oct. 10 1.6
Dec. 10 1.65
2003   Feb. 12 1.55
Mar. 11 1.5
Apr. 10 1.4
May 9 1.35
June 10 1.25
July 10 1.6
Aug. 8 1.5
Sep. 10 1.85
Oct. 10 1.65
Nov. 11 1.8
Dec. 10 1.7
2004   Feb. 10 1.6
Mar. 10 1.65
Apr. 9 1.7
June 10 1.9
July 9 1.8
Aug. 10 1.75
Sep. 10 1.70
Dec. 10 1.55
2005   Mar. 10 1.65
Apr. 8 1.55
May 10 1.50
June 10 1.45
Aug. 10 1.60
Sep. 9 1.55
Oct. 12 1.80
Nov. 10 1.90
Dec. 9 1.85
2006   Jan. 11 1.80
Feb. 10 2.0
Mar. 10 2.1
Apr. 11 2.45
May 10 2.50
June 9 2.45
July 11 2.65
Aug. 10 1.875 2.50
Aug. 21 Not applicable 2
Aug. 24 1.625 1.625
Sep. 8 2.30
Oct. 11 2.35
Nov. 10 2.30
Dec. 8 2.35
2007   Jan. 10 2.40
Feb.  9 2.30
Mar.  9 2.20
Mar. 20 1.875
Mar. 26 2.125 1.875
Apr. 10 2.25
June  8 2.45
July 10 2.55
Sep. 11 2.25
Oct. 10 2.45
Nov.  9  ↓ 2.20
Dec. 11  ↓ 2.30
2008   Jan. 10  ↓ 2.10
Feb. 8  ↓ 2.15
Mar. 11  ↓ 2.10
May 9  ↓ 2.40
June 10  ↓ 2.45
July 10  ↓ 2.40
Aug. 8 2.25
Sep.10 2.30
Oct.10 2.35
Nov.11 2.40
Nov.17 1.675 1.925 1.675
2009   Jan. 9 Not applicable 2 1.475 2.25
Jan.13 1.475 1.725
Apr.10 2.30
May 8 2.10
July 10 1.90
Aug. 11 1.95
Sep. 10 1.80
Oct. 9 1.70
Nov. 10 1.85
Dec. 10 1.65
2010   Mar. 10 1.60
Apr. 9 1.65
May 11 1.60
June 10 1.45
Aug. 10 1.40
Sep. 10 1.45
Oct. 8 1.30
Nov. 10 1.40
Dec. 10 1.60
2011   Jan. 12 1.50
Feb. 10 1.65
Mar. 10 1.60
Apr. 8 1.70
May 10 1.55
June 10 1.50
Aug. 10 1.35
Sep. 9 1.40
2012   Mar. 9 1.35
May 10 1.30
July 10 1.25
Nov. 9 1.20
2013   Feb. 8 1.15
Apr. 10 1.20
May 10 1.25
June 11 1.30
July 10 1.35
Aug. 9 1.30
Oct. 10 1.20
2014   Jan. 10 1.25
Feb. 12 1.20
1 The highest and lowest interest rates, and the most frequent rate, which is the rate adopted by the largest number of the city banks.
Since January 23, 1989, these banks have independently set the rate taking into consideration funding costs and other factors.
2 "Not applicable" because there is more than one rate.
3 The interest rate adopted and released by Mizuho Bank.*
4 Effective dates.
* The current rate can be checked via the Bank's website (Japanese site only).
  • The data in this section are revised whenever an original rate is changed. However, please note that the rate is not always changed every month, and hence neither is a revision necessarily made.

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