• 1. Definitions
• 2. Key statistical discontinuity
• 3. Comparison of "deposits" and "loans" in statistics compiled by the Bank of Japan

1. Definitions

(1) Domestically licensed banks: banks that are established and licensed under the Japanese legislation (excluding the Bank of Japan and government-related organizations). In some statistics, the following categories are adopted.

(a)	City banks: Mizuho Bank, Bank of Tokyo-Mitsubishi UFJ, Sumitomo Mitsui Banking Corporation, Resona Bank, and Saitama Resona Bank.
(b)	Regional banks: member banks of the Regional Banks Association of Japan.
(c)	Regional banks II: member banks of the Second Association of Regional Banks. For statistics through April 1992, figures of sogo banks prior to their conversion to ordinary banks are included in principle.
(d)	Trust banks: banks that operate, in addition to banking business, trust business based on the "Act on Provision, etc. of Trust Business by Financial Institutions" and that are not categorized in the above-mentioned (a), (b), or (c).

(2) Foreign banks in Japan: branches of foreign banks in Japan that are licensed for banking business, in accordance with Article 47, Paragraph 1 of the "Banking Act."

2. Key statistical discontinuity

(1) Discontinuity in data for banks and shinkin banks due to merger, division, and transfer of management rights

The data marked with an asterisk (*) are discontinued before and after the indicated date.

Date of discontinuity	Domestically licensed banks	City banks	Regional banks	Regional banks II	Foreign banks in Japan	Shinkin banks	Reasons for discontinuity
April 1991	*		*	*		*	Conversion of a shinkin bank to an ordinary bank and merger between banks
October 1991	*	*				*	Merger between a bank and a shinkin bank
April 1992			*	*			Merger between banks
October 1992	*	*				*	Merger between a bank and a shinkin bank
April 1993			*	*			Merger between banks
November 1998	*	*	*	*		*	Transfer of the business of banks
April 2000			*	*			Merger between banks
February 2001		*	*	*			Transfer of the business of a bank
May 2001			*	*			Transfer of the business of a bank
April 2002		*					Division and merger of banks
March 2003	*	*	*	*		*	Transfer of the business of banks and merger between banks
April 2003			*	*			Merger between banks
October 2004			*	*			Merger between banks
January 2006		*		*			Merger between banks
October 2006			*	*			Merger between banks
July 2007	*				*		Conversion of a foreign bank in Japan to a domestically licensed bank
April 2009		*					Merger between a bank and a trust bank
September 2009	*				*		Conversion of a foreign bank in Japan to a domestically licensed bank
March 2010			*	*			Merger between banks
September 2012			*	*			Merger between banks

(2) Other discontinuity

"Offshore accounts" was established in December 1986.

3. Comparison of "deposits" and "loans" in statistics compiled by the Bank of Japan (As of March 31, 2016)

See Table 1 (p.1) and Table 2 (p.2) [PDF 165KB] for the detailed definitions of "deposits" and "loans" in statistics compiled by the Bank of Japan.