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Financial Institutions' Efforts to Support the Business Conditions of Small and Medium-Sized Firms

: Intermediation Services Utilizing Corporate Information and Customer Networks

January 11, 2013
Atsushi Ishikawa, Saiki Tsuchiya, Shinichi Nishioka
Financial System and Bank Examination Department

Financial institutions have been stepping up their efforts to support the business conditions of small and medium-sized firms. They have long supported the business conditions of such firms through financing, but these firms also face a wide range of management challenges other than financing. To resolve the issues faced by these firms, financial institutions have been providing support for the exploration of new markets such as business matching and the business succession of firms with elderly owners. These services have an important feature, in that financial institutions intermediate a range of information to their borrowing firms, utilizing corporate information and customer networks attained through their lending operations. Moreover, some financial institutions have recently begun to enhance the quality of their services by expanding their networks through cooperation with other financial institutions at home and abroad and with related groups.

Notice

Bank of Japan Review is published by the Bank of Japan to explain recent economic and financial topics for a wide range of readers. This report, 2013-E-1, is a translation of the original Japanese version, 2012-J-15, published in November 2012. The views expressed in the Review are those of the authors and do not necessarily represent those of the Bank of Japan.

If you have comments or questions, please contact Shinichi Nishioka, Financial System and Bank Examination Department (E-mail: shinichi.nishioka@boj.or.jp).