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Prime Lending Rates (Principal Banks) from 2001

日本語

Releases

Notes

  • Short-term Prime Lending Rates of Banks are the highest and lowest interest rates, and the most frequent rate, which is the rate adopted by the largest number of the city banks. Since January 23, 1989, these banks have independently set the rate taking into consideration funding costs and other factors.
  • Long-term Prime Lending Rate is the interest rate adopted and released by Mizuho Bank.*
  • The data in this section are revised whenever an original rate is changed. However, please note that the rate is not always changed every month, and hence neither is a revision necessarily made.
  • The current rate can be checked via the Bank's website (Japanese site only).

Releases

Latest Data(Percent per annum)
Effective Dates Short-term Prime Lending Rates of Banks1 Long-term
Prime Lending Rates3
Most Frequent Highest Lowest
2001   Feb. 9 1.500
(2000 Aug. 24) 4		 1.625
(2000 Aug. 25) 4		 1.500
(2000 Aug. 24) 4		 2.05
Mar. 9 ↓ ↓ ↓ 1.9
Mar. 26 ↓ ↓ 1.375 ↓
Mar. 28 1.375 ↓ ↓ ↓
Apr. 10 ↓ ↓ ↓ 1.85
May 10 ↓ ↓ ↓ 1.75
June 8 ↓ ↓ ↓ 1.6
July 10 ↓ ↓ ↓ 1.55
Aug. 10 ↓ ↓ ↓ 1.65
Oct. 10 ↓ ↓ ↓ 1.7
Nov. 9 ↓ ↓ ↓ 1.65
Dec. 11 ↓ ↓ ↓ 1.85
2002   Jan. 10 ↓ ↓ ↓ 2.0
Feb. 8 ↓ ↓ ↓ 2.2
Mar. 8 ↓ ↓ ↓ 2.3
Apr. 10 ↓ ↓ ↓ 2.1
June 11 ↓ ↓ ↓ 1.95
Aug. 9 ↓ ↓ ↓ 1.9
Sep. 10 ↓ ↓ ↓ 1.7
Oct. 10 ↓ ↓ ↓ 1.6
Dec. 10 ↓ ↓ ↓ 1.65
2003   Feb. 12 ↓ ↓ ↓ 1.55
Mar. 11 ↓ ↓ ↓ 1.5
Apr. 10 ↓ ↓ ↓ 1.4
May 9 ↓ ↓ ↓ 1.35
June 10 ↓ ↓ ↓ 1.25
July 10 ↓ ↓ ↓ 1.6
Aug. 8 ↓ ↓ ↓ 1.5
Sep. 10 ↓ ↓ ↓ 1.85
Oct. 10 ↓ ↓ ↓ 1.65
Nov. 11 ↓ ↓ ↓ 1.8
Dec. 10 ↓ ↓ ↓ 1.7
2004   Feb. 10 ↓ ↓ ↓ 1.6
Mar. 10 ↓ ↓ ↓ 1.65
Apr. 9 ↓ ↓ ↓ 1.7
June 10 ↓ ↓ ↓ 1.9
July 9 ↓ ↓ ↓ 1.8
Aug. 10 ↓ ↓ ↓ 1.75
Sep. 10 ↓ ↓ ↓ 1.70
Dec. 10 ↓ ↓ ↓ 1.55
2005   Mar. 10 ↓ ↓ ↓ 1.65
Apr. 8 ↓ ↓ ↓ 1.55
May 10 ↓ ↓ ↓ 1.50
June 10 ↓ ↓ ↓ 1.45
Aug. 10 ↓ ↓ ↓ 1.60
Sep. 9 ↓ ↓ ↓ 1.55
Oct. 12 ↓ ↓ ↓ 1.80
Nov. 10 ↓ ↓ ↓ 1.90
Dec. 9 ↓ ↓ ↓ 1.85
2006   Jan. 11 ↓ ↓ ↓ 1.80
Feb. 10 ↓ ↓ ↓ 2.0
Mar. 10 ↓ ↓ ↓ 2.1
Apr. 11 ↓ ↓ ↓ 2.45
May 10 ↓ ↓ ↓ 2.50
June 9 ↓ ↓ ↓ 2.45
July 11 ↓ ↓ ↓ 2.65
Aug. 10 ↓ 1.875 ↓ 2.50
Aug. 21 Not applicable 2 ↓ ↓ ↓
Aug. 24 1.625 ↓ 1.625 ↓
Sep. 8 ↓ ↓ ↓ 2.30
Oct. 11 ↓ ↓ ↓ 2.35
Nov. 10 ↓ ↓ ↓ 2.30
Dec. 8 ↓ ↓ ↓ 2.35
2007   Jan. 10 ↓ ↓ ↓ 2.40
Feb.  9 ↓ ↓ ↓ 2.30
Mar.  9 ↓ ↓ ↓ 2.20
Mar. 20 1.875 ↓ ↓ ↓
Mar. 26 ↓ 2.125 1.875 ↓
Apr. 10 ↓ ↓ ↓ 2.25
June  8 ↓ ↓ ↓ 2.45
July 10 ↓ ↓ ↓ 2.55
Sep. 11 ↓ ↓ ↓ 2.25
Oct. 10 ↓ ↓ ↓ 2.45
Nov.  9  ↓ ↓ ↓ 2.20
Dec. 11  ↓ ↓ ↓ 2.30
2008   Jan. 10  ↓ ↓ ↓ 2.10
Feb. 8  ↓ ↓ ↓ 2.15
Mar. 11  ↓ ↓ ↓ 2.10
May 9  ↓ ↓ ↓ 2.40
June 10  ↓ ↓ ↓ 2.45
July 10  ↓ ↓ ↓ 2.40
Aug. 8 ↓ ↓ ↓ 2.25
Sep.10 ↓ ↓ ↓ 2.30
Oct.10 ↓ ↓ ↓ 2.35
Nov.11 ↓ ↓ ↓ 2.40
Nov.17 1.675 1.925 1.675 ↓
2009   Jan. 9 Not applicable 2 ↓ 1.475 2.25
Jan.13 1.475 1.725 ↓ ↓
Apr.10 ↓ ↓ ↓ 2.30
May 8 ↓ ↓ ↓ 2.10
July 10 ↓ ↓ ↓ 1.90
Aug. 11 ↓ ↓ ↓ 1.95
Sep. 10 ↓ ↓ ↓ 1.80
Oct. 9 ↓ ↓ ↓ 1.70
Nov. 10 ↓ ↓ ↓ 1.85
Dec. 10 ↓ ↓ ↓ 1.65
2010   Mar. 10 ↓ ↓ ↓ 1.60
Apr. 9 ↓ ↓ ↓ 1.65
May 11 ↓ ↓ ↓ 1.60
June 10 ↓ ↓ ↓ 1.45
Aug. 10 ↓ ↓ ↓ 1.40
Sep. 10 ↓ ↓ ↓ 1.45
Oct. 8 ↓ ↓ ↓ 1.30
Nov. 10 ↓ ↓ ↓ 1.40
Dec. 10 ↓ ↓ ↓ 1.60
2011   Jan. 12 ↓ ↓ ↓ 1.50
Feb. 10 ↓ ↓ ↓ 1.65
Mar. 10 ↓ ↓ ↓ 1.60
Apr. 8 ↓ ↓ ↓ 1.70
May 10 ↓ ↓ ↓ 1.55
June 10 ↓ ↓ ↓ 1.50
Aug. 10 ↓ ↓ ↓ 1.35
Sep. 9 ↓ ↓ ↓ 1.40
2012   Mar. 9 ↓ ↓ ↓ 1.35
May 10 ↓ ↓ ↓ 1.30
July 10 ↓ ↓ ↓ 1.25
Nov. 9 ↓ ↓ ↓ 1.20
2013   Feb. 8 ↓ ↓ ↓ 1.15
Apr. 10 ↓ ↓ ↓ 1.20
May 10 ↓ ↓ ↓ 1.25
June 11 ↓ ↓ ↓ 1.30
July 10 ↓ ↓ ↓ 1.35
Aug. 9 ↓ ↓ ↓ 1.30
Oct. 10 ↓ ↓ ↓ 1.20
2014   Jan. 10 ↓ ↓ ↓ 1.25
Feb. 12 ↓ ↓ ↓ 1.20
July 10 ↓ ↓ ↓ 1.15
Dec. 10 ↓ ↓ ↓ 1.10
2015   Jan.  9 ↓ ↓ ↓ 1.05
Feb. 10 ↓ ↓ ↓ 1.15
Sep. 10 ↓ ↓ ↓ 1.10
2016   Feb. 10 ↓ ↓ ↓ 1.00
Mar. 10 ↓ ↓ ↓ 0.95
July 8 ↓ ↓ ↓ 0.90
Aug. 10 ↓ ↓ ↓ 0.95
2017   July 11 ↓ ↓ ↓ 1.00
2019   July 10 ↓ ↓ ↓ 0.95
2020   Apr. 10 ↓ ↓ ↓ 1.10
May 8 ↓ ↓ ↓ 1.05
Aug. 12 ↓ ↓ ↓ 1.00
2022   Feb. 10 ↓ ↓ ↓ 1.10
June 10 ↓ ↓ ↓ 1.20
Sep. 9 ↓ ↓ ↓ 1.25
2023   Jan.  11 ↓ ↓ ↓ 1.40
Feb. 10 ↓ ↓ ↓ 1.50
Mar. 10 ↓ ↓ ↓ 1.45
Apr. 11 ↓ ↓ ↓ 1.40
June 9 ↓ ↓ ↓ 1.30
Aug. 10 ↓ ↓ ↓ 1.40
Sep. 8 ↓ ↓ ↓ 1.45
Oct. 11 ↓ ↓ ↓ 1.50
Nov. 10 ↓ ↓ ↓ 1.60
  1. The highest and lowest interest rates, and the most frequent rate, which is the rate adopted by the largest number of the city banks.
    Since January 23, 1989, these banks have independently set the rate taking into consideration funding costs and other factors.
  2. "Not applicable" because there is more than one rate.
  3. The interest rate adopted and released by Mizuho Bank.*
  4. Effective dates.
  • The current rate can be checked via the Bank's website (Japanese site only).
  • The data in this section are revised whenever an original rate is changed. However, please note that the rate is not always changed every month, and hence neither is a revision necessarily made.

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